This 5-day intensive course covers the essentials of risk management in banking, focusing on identifying, assessing, and mitigating various types of financial and operational risks. Participants will gain a comprehensive understanding of risk management frameworks, regulatory requirements, and best practices specific to the banking sector. The course integrates theoretical concepts with practical applications to equip banking professionals with the skills needed to manage risk effectively and enhance organisational resilience.
Target Audience
• Risk managers and compliance officers in banks
• Financial analysts and auditors
• Bank executives and senior management
• Internal control and operational risk professionals
Course Objectives
• To understand the fundamental principles and types of risk in banking
• To develop skills in identifying, assessing, and managing financial and operational risks
• To implement risk management frameworks and regulatory compliance measures
• To analyse and mitigate risks associated with credit, market, liquidity, and operational factors
• To apply best practices and strategies for enhancing risk management within banking institutions
Day-by-Day Course Outline
Day 1: Introduction to Risk Management in Banking
• Overview of risk management: Definition, importance, and objectives
• Types of risks in banking: Credit risk, market risk, liquidity risk, and operational risk
• Risk management frameworks: Basel III and other regulatory guidelines
• The role of risk management in banking operations and strategy
• Case study: Identifying and categorising risks in a banking scenario
Learning Outcome:
Participants will gain a fundamental understanding of the types of risks in banking and the role of risk management frameworks.
Day 2: Credit Risk Management
• Understanding credit risk: Definition, measurement, and impact on banks
• Credit risk assessment techniques: Credit scoring, credit ratings, and risk-based pricing
• Managing credit risk: Credit policies, portfolio management, and credit risk mitigation
• Case study: Evaluating and managing credit risk in a loan portfolio
Learning Outcome:
Participants will learn how to assess, manage, and mitigate credit risk using various techniques and strategies.
Day 3: Market Risk and Liquidity Risk Management
• Market risk: Understanding and measuring exposure to market fluctuations (interest rates, foreign exchange, etc.)
• Techniques for managing market risk: Value at Risk (VaR), stress testing, and hedging strategies
• Liquidity risk: Definition, measurement, and management practices
• Developing liquidity risk management strategies and contingency planning
• Workshop: Analysing market and liquidity risk scenarios and developing management strategies
Learning Outcome:
Participants will develop skills in managing market and liquidity risks, including measurement techniques and strategic responses.
Day 4: Operational Risk Management
• Understanding operational risk: Definition, sources, and impact on banking operations
• Techniques for identifying and assessing operational risks: Risk and control self-assessment (RCSA), scenario analysis
• Implementing controls and mitigation strategies: Internal controls, process improvements, and incident management
• Case study: Managing and mitigating operational risks in a banking environment
Learning Outcome:
Participants will gain insights into operational risk management and learn how to implement effective controls and mitigation strategies.
Day 5: Risk Management Strategies and Best Practices
• Integrating risk management into the bank's overall strategy and governance framework
• Emerging trends and challenges in banking risk management: Technology, cyber threats, and regulatory changes
• Developing and implementing a risk management plan: Key components and best practices
• Group project: Creating a comprehensive risk management strategy for a hypothetical banking institution
• Course wrap-up and feedback session
Learning Outcome:
Participants will be able to integrate risk management into their strategic planning and governance processes, and develop practical risk management strategies.
By the End of the Course, Participants Will Learn:
• The core principles and types of risk in banking and their impact
• Techniques for assessing and managing credit, market, liquidity, and operational risks
• Regulatory frameworks and best practices for effective risk management
• Strategies for integrating risk management into banking operations and strategy
• Advanced knowledge of emerging trends and challenges in risk management
Course Delivery Methods
• Expert-led lectures and interactive presentations
• Group discussions and analysis of real-world case studies
• Hands-on workshops and exercises in risk assessment and management
• Practical application through case studies and group projects
• Demonstrations of risk management tools and techniques
Course Dates and Venue locations:
The Certificate:
After attending and completing the entire ARUK training course, delegates will be issued a Certificate of Completion
